Platform for creating virtual cards for payments abroad

Virtual payment cards are a digital analogue of the familiar bank plastic cards. To avoid becoming a victim of online fraud, it is better to use virtual cards for online payments and limit third-party and online resources access to your main bank account, especially when it comes to paying for goods on various resources, online subscriptions, services or one-time payments. Virtual payment cards have the same high level of security as plastic cards, so shopping with them is also convenient and accessible.

Many services offer services for creating virtual cards through a mobile application or website in just a few minutes on favorable terms with low fees and support for multi-currency transactions. Let's consider how to choose the most suitable platform depending on your needs, the best services for creating virtual cards that can be used to pay for goods and services abroad, the key features of each service, their advantages and disadvantages.

What to look for when choosing a platform

It is important that the company in which you plan to open a virtual card has the necessary licenses, has been on the market for some time, ensures reliable operation and security of its service, has an excellent reputation and reviews from real users.

Also important criteria when choosing a service will be:

• Geography of service provision (list of countries in which you can use the created virtual card). It is also worth studying the policy of working with citizens of different countries to make sure that you can use all the features provided by the platform.
• Cost of activation and commissions. To reduce costs when using the card, be sure to study whether there is a fee for creating a card and servicing, limits on replenishment and withdrawal of money, what are the fees for replenishment or withdrawal of funds, for transactions or currency conversion.
• Available types of cards (debit, credit, prepaid) and the terms of their use. Is it possible to open a temporary card for payment abroad for one-time payments. For example, is it possible to link a multi-currency account to the card, what are the fees when using a credit limit, etc.
• The ability to connect the card to other services (PayPal, Google Pay, Apple Pay, Booking.com, etc.). The ability to integrate with other popular platforms makes shopping abroad much easier.
• Security and protection of user data. It is worth paying attention to whether there is two-factor authentication, the ability to regulate transaction limits yourself or block the card through the application if fraud is suspected, etc.

FuncCards

This Ukrainian platform provides its users with wide functionality and a high degree of data protection.

Features:

• The ability to create a large number of cards, as well as VISA and MASTERCARD cards.
• Great functionality. The platform allows you to store, exchange and pay in fiat currencies (EUR, USD), as well as in cryptocurrency (USDT on ERC-20 and TRC-20 blockchains).
• Convenient and intuitive interface. At the moment, only the web version is available, which allows you to use your virtual cards anytime and anywhere.
• High level of security. The service uses modern security standards, and systematic system checks and certification ensure the reliability of data and transactions.
• Can be used in the US and EU countries, subscription fee - from $ 10 per month (depending on the tariff).
• Subscription fee: from $ 10 per month (depending on the tariff).
• There is no issue fee, but a percentage is charged from each transaction.