Top 12 Visa Virtual Card Services

Virtual Visa cards have become an essential tool for traffic affiliates and advertisers working with online advertising. With the constant growth of online advertising volumes, the need for flexible budget management and the protection of financial data, virtual cards offer many solutions that make the processes of buying traffic and placing ads more convenient and secure.

What are virtual Visa cards for affiliates?

Virtual Visa cards are digital cards that provide the same functions as regular bank cards, but do not require a physical medium. They are created in an online bank or through specialized services that provide access to finances for advertising campaigns. For traffic affiliates, this opens up new horizons. Such cards can be used to pay for advertising spaces, buy ads on Facebook, Google Ads, TikTok and other platforms, without disclosing basic bank details or accounts linked to personal cards. This is especially important for those who manage a large number of accounts, advertising campaigns and workflows. #### Flexibility and control over expenses for affiliates One of the key advantages of virtual Visa cards for affiliates is flexibility in managing expenses. Advertising campaigns require constant control over budgets, and virtual cards allow affiliates to precisely regulate spending limits. For example, you can create a separate card for each campaign and set limits, which helps to avoid overspending. In addition, advertising budgets can quickly change depending on the success of the campaign. Virtual Visa cards allow you to instantly top up your balance and quickly change limits, which makes it possible to quickly respond to changes in traffic and the advertising market.

Security and privacy

For affiliates, security plays a key role. Working with multiple advertising accounts and platforms increases the risk of fraudulent activities and data leaks. Virtual Visa cards give affiliates the opportunity to separate personal finances from advertising campaigns, which minimizes potential threats. With the use of virtual cards, the main card data is not disclosed, which protects the user from possible theft and cyber threats. In addition, many virtual card services offer the ability to set up disposable cards that can be used for one-time transactions. After use, such cards can be deactivated, which significantly reduces the risk of unauthorized actions.

Convenient integration with advertising platforms

Virtual Visa cards easily integrate with most popular advertising platforms, such as Facebook Ads, Google Ads, TikTok, Snapchat and others. This gives affiliates and advertisers the opportunity to easily pay for advertising, even if multiple accounts or campaigns are used. Some virtual card services allow you to create cards in real time, which is especially useful when launching urgent advertising campaigns. You can create a new card in just a few minutes and use it to pay for advertising right away. This makes virtual Visa cards an ideal tool for affiliates who work under limited time and high rates.

Benefits of Subscription Management

It is also important for affiliates and advertisers to effectively manage subscriptions to various advertising services and analytics platforms. Virtual Visa cards allow you to create cards with a limited validity period or a specific spending limit, which helps control subscriptions and avoid unexpected charges. You can create a separate card for each subscription, setting a fixed limit for it. If the write-off amount exceeds this limit, the payment simply will not go through. This is especially important for affiliates who work with a large number of tools and services and want to avoid uncontrolled expenses.

Benefits of the Visa payment system compared to other systems

Visa remains one of the most popular payment systems for traffic affiliates, and there are a number of reasons for this. It offers wider support and integration with global advertising platforms, making it a preferred choice for affiliates and advertisers. Here are some key benefits:

Global support

Visa cards are accepted in almost all countries and on all advertising platforms.

Wide network of integrations

Easy integration with Facebook Ads, Google Ads, TikTok and other popular services.

High transaction speed

Instant balance replenishment and fast transactions for advertising payments.

Security technologies

Use of Visa Secure and other modern protocols to protect user data.

Easy to manage limits

Convenient tools for setting and changing spending limits for each card.

Loyalty programs and cashback

Bonuses for using Visa cards for advertising purposes, which allows affiliates and advertisers to benefit.

Virtual Visa cards offer reliable and convenient solutions for managing advertising budgets, making them an important tool in every arbitrageur's arsenal.

Top Visa virtual card services

Ukrainian banks

Virtual cards have become an indispensable tool for those who actively work with online platforms, advertising campaigns and financial management in the digital space. Ukrainian banks offer a wide range of such cards, providing their customers with simple and convenient ways to manage funds and security when making online payments. In this section, we will consider five Ukrainian banks that provide the opportunity to issue virtual Visa cards, starting with one of the most popular - Monobank.

Monobank

Monobank is one of the first fully mobile banks in Ukraine, which gained popularity due to its convenience, lack of branches and transparent conditions. The main advantage of Monobank is its ability to provide customers with a wide range of financial services through a convenient mobile application. This bank offers the ability to create a virtual Visa card that can be used for online payments, subscriptions, as well as for online purchases.

Advantages of opening a virtual Visa card through Monobank

One of the key advantages of opening a virtual Visa card through Monobank is the simplicity of the process. All transactions, including card creation, are carried out in the mobile application, which eliminates the need to visit branches. Monobank virtual cards can be created in just a few minutes, allowing users to start making payments instantly. Monobank also offers free creation of virtual cards, no fees for their maintenance, and the ability to instantly top up cards through the application. This makes it a convenient tool for those who regularly use online services and pay for advertising on various platforms.

Fees and limits

Monobank is famous for its transparent terms, and in this regard, virtual Visa cards are no exception. Card creation and maintenance are free, which makes it especially attractive for active users. Card usage limits depend on the user type and their status in the bank, but in most cases they are sufficient for performing advertising transactions and other online transactions. How to open a card through the application

The process of opening a virtual Visa card through Monobank is as simple as possible. Here are the main steps:

• Open the Monobank application on your smartphone. If you are not registered yet, go through a short registration procedure.
• Go to the "Cards" section and select the "Create a virtual card" option.
• Select the type of Visa card you want to create.
• Confirm the card creation and receive the card details - number, expiration date and CVV code.
• Start using the card for online payments, advertising and subscriptions.

The process takes literally a few minutes, and you can immediately start using the card for your needs.

PrivatBank

PrivatBank is one of the largest banks in Ukraine, and its virtual Visa cards are a popular choice among advertisers and traffic affiliates. PrivatBank offers the opportunity to issue both physical and virtual cards through its mobile application "Privat24". Virtual cards can be used for online purchases, payment for advertising campaigns and other digital transactions, while the client's data remains secure.

Advantages and Disadvantages

The main advantage of PrivatBank is its developed network and stability of work, which is especially important for advertisers who need regular and reliable execution of payments. PrivatBank offers favorable conditions for international transactions, which makes it a suitable choice for affiliates working with global advertising platforms. The downside is that the limit management system is more complex than other banks. For example, changing the limits on virtual cards may require more time and confirmations, which is not always convenient for affiliates with a high transaction volume.

Step-by-step process for obtaining a card via a mobile application

To obtain a virtual Visa card via PrivatBank, follow these steps:

• Open the Privat24 application and log in.
• Select the "Cards" section and click on the "Add card" option.
• Select "Virtual card" and the card type - Visa.
• Confirm the request, after which the card data will be available in the application.
• Start using the card to pay for online advertising or purchases.

Alfa-Bank Ukraine

Alfa-Bank Ukraine offers its clients the opportunity to create virtual Visa cards that can be used for online payments and managing advertising budgets. These cards are provided via the "Sense SuperApp" application, making them available for use at any time.

One of the main features of virtual cards from Alfa-Bank is the ability to quickly create cards with flexible limits, which is especially useful for advertisers who actively work with large budgets.

Advantages and fees

The advantage of virtual cards from Alfa-Bank is the convenience of managing cards through the application and the ability to set limits depending on needs. However, fees may be charged for international payments, especially when converting currencies.

How ​​to easily apply for a card through online banking

The process of obtaining a card through Alfa-Bank is simple:

• Download the "Sense SuperApp" application and log in to your account.
• Go to the "Cards" section and select the option to create a virtual card.
• Confirm the request, and the card will be available for use in a few minutes.

Oschadbank

Oschadbank offers virtual Visa cards to its clients through the "Oschad24" application. These cards are designed for online payments and can be used for advertising and purchases.

Advantages for users The main advantage is the stability and reliability of the bank, as well as the simplicity of the card creation process. Oschadbank clients can quickly open a virtual card for advertising purposes and budget management.

Step-by-step process for opening a card

• Open the Oschad24 application.
• Go to the "Cards" section and select "Create a virtual card".
• Confirm the request, and the card will be ready for use.

Raiffeisen Bank Aval

Raiffeisen Bank Aval provides virtual Visa cards for paying for advertising campaigns and other online services. Virtual cards can be quickly created through Internet banking, and their limits can be flexibly managed.

Commissions and limits

Commissions for international payments may apply, especially when converting currencies, but the bank offers favorable conditions for domestic transactions.

How ​​to open a card through Internet banking

• Log in to Internet banking on the Raiffeisen Bank Aval website.
• Go to the cards section and select "Create a virtual card".
• Confirm the creation, and the card will be available for use.

Virtual Card Services

Modern virtual card services provide ample opportunities for traffic affiliates and advertisers. They offer flexible tools for managing finances, security, and convenience when working with online advertising. In this section, we will consider three leading services that provide virtual Visa cards, starting with Funcwallet, which is considered the best choice for advertisers and affiliates.

Funcwallet - The Best Choice for Virtual Visa Cards

Funcwallet is a virtual card service that is focused on the needs of traffic affiliates, online advertisers, and freelancers. The service offers the ability to create instant virtual Visa cards for international payments, which makes it convenient for users who work with multiple advertising platforms such as Google Ads, Facebook Ads, TikTok, and others. According to the official information on the Funcwallet website, the main focus is on the speed and security of transactions. The platform was created to meet the needs of those who work with large volumes of traffic and advertising campaigns, and provides the ability to instantly top up the card balance and withdraw funds.

Advantages of Funcwallet

One of the key advantages of Funcwallet is its ease of use. The user interface of the service is intuitive, which is especially important for affiliates who need to quickly manage advertising budgets. Virtual Visa cards are created instantly, which makes it possible to quickly start a campaign or change payment parameters.

Funcwallet provides a high level of security, thanks to the use of modern data protection technologies. Virtual Visa cards are not linked to the main accounts, which minimizes the risk of theft of funds. This is especially important for affiliates, who often face the risks of fraud on advertising platforms.

Another big advantage is the ability to instantly top up cards. affiliates often need a quick response to changes in advertising campaigns, and with the help of Funcwallet you can instantly top up your balance without wasting time on delays that can cost you profits. Fees and withdrawal options

Funcwallet offers competitive fees, making it a good choice for those who work with large transaction volumes. The fee for using the card depends on the type of transaction, but in most cases it remains below the market average, especially for international payments and advertising budgets.

The service also provides the ability to withdraw funds to virtual Visa cards, which simplifies the process of working with advertising platforms. Users can withdraw funds from advertising accounts directly to their virtual cards, and then use them to pay for other campaigns or transfers.

EPN

EPN is an international payment service for affiliates, webmasters, media buyers and digital agencies. EPN provides virtual cards for advertising payments in Google Ads, Facebook Ads, Tiktok Ads and other foreign services.

Features:

The service issues virtual cards Visa and Mastercard. EPN offers two types of cards (advertising and universal) for different purposes. Big database of US-BINs. Replenishment via cryptocurrency (USDT and Bitcoin). Ability to add team members and fully manage their accounts and cards.

Pros:

• Detailed statistics, transaction history
• Low fees
• Big database of BINs (52+)
• No restrictions on card issuance
• Different types of card management available (mobile app, web version, Telegram bot)

Minuses:

• No possibility to top up with russian bank card
• It is prohibited to use EPN cards to purchase cryptocurrency, to pay for gambling and dating services

Wirex

Wirex is a financial platform that specializes in providing virtual Visa cards for cryptocurrency and fiat currency users. The service provides the ability to create virtual cards that can be used to pay for advertising, online shopping, and other transactions. One of the main features of Wirex is support for cryptocurrency accounts, which makes this service especially attractive for those working with digital assets. Wirex offers multi-currency cards, which makes it possible to manage advertising budgets in different currencies, including cryptocurrencies. Users can convert cryptocurrencies into fiat money and pay for advertising on popular platforms such as Google Ads or Facebook Ads. Benefits for Cryptocurrency Users

Wirex attracts the attention of advertisers and affiliates due to its integration with cryptocurrencies. The ability to use cryptocurrencies to pay for advertising allows you to expand your financial options and make it easier to work with international platforms. The service also offers favorable conditions for converting cryptocurrencies into fiat money, which makes it a convenient tool for those working in global markets.

In addition, Wirex allows users to earn cashback in the form of cryptocurrencies, which adds an additional benefit for those who actively use virtual cards for transactions.

Limits and fees

Wirex offers competitive fees for using its cards, especially for those working with cryptocurrencies. Limits on card use depend on the account type and user status. For most advertisers and affiliates, the limits will be enough to carry out basic transactions, but it is worth considering fees for international transactions and currency conversion.

Wirex offers users flexible terms, which makes it an attractive choice for those who want to effectively manage advertising budgets and use cryptocurrencies for their campaigns. #### Payoneer Payoneer is an international payment platform well-known among freelancers, affiliates, and small business owners. One of the key features of Payoneer is the ability to open virtual Visa cards that can be used for international payments and payment for services. Payoneer virtual cards are especially popular among those who work with global platforms such as Upwork, Fiverr, Amazon, and need a tool for managing funds and paying for advertising.

To open a virtual Visa card through Payoneer, users need to register in the system, get a physical card, and then request a virtual card through their personal account. The process of creating a card is simple and takes a few minutes, which makes it convenient for users who need instant access to their funds to pay for advertising campaigns or online services.

Pros and Cons of Using for International Payments

One of the main advantages of using Payoneer is its convenience for international payments. Payoneer supports many currencies, which allows affiliates and advertisers to easily manage finances, pay for services, and receive money from all over the world. The platform is integrated with services such as Google Ads and Facebook, making it a convenient choice for working with advertising budgets.

However, there are also disadvantages. Payoneer may charge fees for transfers and currency conversion, which is worth considering when planning advertising costs. In addition, the platform may have restrictions on the use of cards in some regions.

Limits and fees

Fees for using Payoneer virtual cards vary depending on the account type and the user's geographic location. The main fee is for currency conversion and for withdrawing funds from cards, although payments between Payoneer users remain free. Transaction limits depend on the account status and can be increased upon request.

Capitalist

Capitalist is a popular platform that provides virtual Visa cards designed for traffic affiliates, freelancers and those working with international advertising platforms. Virtual cards from Capitalist can be used to pay for advertising, traffic purchases and other online services, while the service supports several currencies and cryptocurrencies.

One of the key features of Capitalist is the ability to manage a large number of cards at once, which makes it an ideal solution for affiliates working with multiple accounts and campaigns. Capitalist provides not only fiat cards, but also cards linked to cryptocurrencies, which expands the capabilities of users.

Benefits for freelancers and affiliates

Capitalist provides a number of benefits for affiliates and freelancers, including instant card creation, convenient tools for managing finances, and support for multi-currency transactions. The platform allows you to quickly pay for advertising campaigns and receive income from advertising networks such as Google Ads or Facebook Ads.

The advantage for freelancers is the ability to withdraw earned funds to virtual cards and use them for international payments, which makes the process of receiving and using funds more flexible and convenient.

Fees and supported currencies Capitalist supports multiple currencies, including the US dollar, euro, and Russian ruble, as well as major cryptocurrencies such as Bitcoin and Ethereum. Fees for using virtual cards vary depending on the type of transaction: minimal fees are charged for international payments, making Capitalist a good choice for affiliates and those working with large advertising budgets. Additional fees may apply when converting currencies or withdrawing funds.

AdvCash

AdvCash is a platform that provides virtual Visa cards with support for both fiat currencies and cryptocurrencies. AdvCash is one of the leaders among services that offer tools for working with international payments and advertising budgets. AdvCash virtual cards can be used to pay for online advertising, online shopping, and international transactions. One of the main features of AdvCash is support for instant payments and withdrawals, which makes the service ideal for affiliates and freelancers who work with multiple advertising platforms. The platform also supports cryptocurrency transactions, which expands its functionality.

Pros for international payments and cryptocurrencies

AdvCash offers affiliates convenient conditions for making international payments. AdvCash virtual Visa cards can be used to pay for advertising campaigns on platforms such as Facebook Ads and Google Ads. In addition, the service supports payments in cryptocurrencies, which is especially beneficial for users working with cryptocurrency markets and advertising platforms. The advantage of AdvCash is its flexibility. Users can create multiple cards, manage limits and transfer funds between fiat and cryptocurrencies, which makes it easier to manage finances and advertising budgets.

Fees and limits

Fees for using AdvCash virtual cards depend on the type of transaction. For international payments and withdrawals from advertising networks, fees remain competitive. Limits on the use of cards can be adjusted through your personal account, which is especially convenient for affiliates who need to quickly manage budgets. #### Payeer Payeer is a platform that offers users virtual Visa cards that can be used for online payments, managing advertising budgets, and paying for services. Payeer is known for its flexibility and support for various currencies, including fiat and cryptocurrencies. Payeer virtual cards are suitable for affiliates who want to optimize their advertising costs and quickly pay for campaigns on advertising platforms.

One of the features of Payeer is the ability to work with cryptocurrencies, which makes the service convenient for those who actively use digital assets. The platform supports integration with major advertising platforms, such as Google Ads, and provides tools for quick transaction management.

Pros and cons of using for online payments

The advantages of Payeer include its ease of use, support for a large number of currencies, and the ability to work with cryptocurrencies. This makes the service attractive to affiliates and advertisers who work with international markets and use various payment methods. However, the downside is the presence of fees for transfers and currency conversion, which can significantly affect the budget of advertising campaigns, especially with a large number of transactions. Card usage limits may be limited for new users, which is worth considering when planning budgets.

Fees and supported currencies

Payeer supports many currencies, including the US dollar, euro, ruble, as well as major cryptocurrencies. Card usage fees depend on the type of transaction, but in most cases they remain competitive in the market. Additional fees may be charged for currency conversion and international transfers, which is important to consider when working with large advertising budgets. Payeer remains a convenient choice for those who actively work with online advertising and want to use cryptocurrencies to pay for their campaigns.

Frequently asked questions about virtual Visa cards

What is the difference between a virtual card and a regular one?

The main difference between a virtual card and a physical one is that it exists only in electronic format. A virtual card is intended exclusively for online transactions and cannot be used to withdraw cash from an ATM or to pay in offline stores. However, it provides a high level of security and convenience for those who work with online platforms.

Is it safe to use virtual Visa cards?

Yes, virtual Visa cards provide a high level of security. They are not linked to primary bank accounts and can be used for one-time or temporary transactions, which minimizes the risk of data theft. Many services offer the ability to set limits and instantly block cards if necessary, which adds an additional layer of protection. Can a virtual card be used to pay for advertising services? Yes, virtual Visa cards are great for paying for advertising services on platforms such as Google Ads, Facebook Ads, TikTok and others. They enable traffic affiliates and advertisers to safely manage advertising budgets, quickly top up accounts and control expenses.

How to top up a virtual card?

Topping up a virtual card depends on the service or bank that provides this service. Usually topping up occurs through a mobile application or online banking. The user can transfer money from the main account or use other top-up methods, depending on the selected service.

Is it possible to withdraw funds from a virtual card?

Yes, many services provide the ability to withdraw funds from a virtual card. This is usually done through the user's personal account, where you can transfer money to a bank account or another card. The terms and fees for withdrawing funds depend on the service through which the virtual card was created.

What are the limits on using virtual cards?

Limits on using virtual cards depend on the bank or service through which it was created. In most cases, users can set their own spending limits, which helps control expenses on advertising and other services. For large advertising campaigns, limits can be increased upon request.

Conclusion

Virtual Visa cards are a convenient and secure tool for online advertising and traffic arbitrage. They allow users to flexibly manage budgets, instantly top up accounts and ensure a high level of data protection. With many services offering virtual Visa cards, every arbitrageur or advertiser can choose the one that best suits their needs.