Virtual payment cards for traffic arbitrage in Google Ads & Facebook

Arbitrageurs face financial losses every day by choosing unreliable virtual card issuing services. To minimize such risks, it is necessary to choose a platform that is convenient for both individual arbitrageurs and teams.

Why do arbitrageurs need virtual cards?

Virtual cards are an essential tool that helps:

• Pay for advertising on different platforms. Facebook, Google and other advertising networks require a card to be linked to purchase traffic. Using one card on multiple accounts will result in blocking.
• Scale the fill. If the advertising bundle shows good results, it needs to be tested and developed on multiple accounts. However, not every card is suitable for linking, so arbitrageurs need a reserve.
• Withdraw cryptocurrency. Some affiliate networks do not support direct payment in crypto, so you have to convert income through virtual cards, and then withdraw it to the exchange or use it for purchases.

How to choose a reliable virtual card service?

To avoid wasting time and money, consider the following parameters when choosing a service:

• Commissions. Many payment services claim that they charge commissions only for replenishment.
• Quality and availability of BINs. BIN (Bank Identification Number) determines the payment system, card type, privileges, issuing bank and its geolocation. Advertising platforms create blacklists of BINs, so it is important that the service has access to working BINs that are accepted by Google Ads and Facebook.
• Cost of issuing cards. Some services offer free card issuance, but charge a commission for replenishment. Others charge a small fee for creating a card, but do not require additional payments for depositing funds.
• Bonus programs. Some platforms offer cashback for replenishment or reduced commission for regular customers.
• Convenience of the interface and quality of support. It is necessary that the platform has a clear and convenient interface, and the support team promptly responds to requests, helps with linking cards and immediately resolves any problems that arise.

Top 13 Services for Traffic Arbitrage in Google Ads & Facebook

1. E.PN

This is a platform for issuing virtual Visa and Mastercard cards with a large selection of reliable BINs (more than 52) from various countries. For the convenience of users, a grading system is provided, which ensures transparent tracking of expenses.

Service advantages:

• Instant card issuance.
• Functionality for teamwork.
• Multiplatform support: access via a mobile application, web version and Telegram bot.
• 24/7 international support.

2. Multicards.io

A reliable virtual card service from the Dats Team holding, offering transparent statistics and convenient tools for teamwork. More than 30 BINs for 5 geos, free test access and individual conditions for users.

Advantages of Multicards:

• Constant expansion of stable BINs for Facebook, Google.
• Replenishment via USDT/Wire – 0% commission.
• Free test for new users.
• Useful tools: API, referral system, linking limits to the main balance, notifications about FB/3DS codes.

3. FlexCard

A service for renting bank cards with BINs of European banks, designed for traffic and advertising arbitrage on platforms such as Facebook, Google and TikTok.

Main advantages:

• More than 10 BINs from US and European banks (USA, Spain, Brazil, Estonia, UK).
• Minimum deposit via USDT from $50, bank transfer from $100.
• Card issue cost from $2 to $4 depending on the card type, no service fee.
• Fee reduction with increased costs with individual conditions for users with a turnover of $40,000 per month.
• Convenient functionality for collaboration, including unloading statistics in CSV and XLS formats.
• Ability to view statistics on BINs for the last 30 days for the optimal selection of cards for advertising.

4. LinkPay

This is a service offering virtual cards with 3% cashback on all purchases, without a fee for deposits, withdrawals and declined transactions. The cards are ideal for use in online advertising (Facebook Ads, Google Ads and others), as well as for everyday purchases - AI subscriptions, Amazon purchases, corporate expenses, including plane tickets and hotel reservations. In addition to standard cards, the service offers support for e-wallets (Apple Pay, Google Pay) and functionality for accepting payments.

Advantages of LinkPay:

• 3% cashback on all purchases, including advertising and everyday expenses.
• Support for Apple Pay / Google Pay, which makes payment convenient.
• No commission for deposits and withdrawals.

5. Wallester

The platform offers a fast and convenient service for issuing cards, aimed at corporate clients. Easy registration and an intuitive interface make the process of buying advertising simple and accessible. European BINs allow you to easily link cards to Facebook, Google and other platforms. Commission-free replenishment and the ability to purchase a dedicated BIN, debit cards and other options.

Advantages of Wallester:

• Free package and commission-free replenishment.
• Support for mobile wallets for Android and iOS.
• Convenient REST API and its own platform for tracking and managing expenses.

6. Combo Cards

A service from the AdCombo team, which has become popular among arbitrageurs due to its convenience and reliability. It provides cards for working with Facebook, Google, TikTok and other advertising platforms, and also offers a Combo wallet based on Fireblocks technology, providing reliable data encryption and safe storage of cryptocurrency. The service supports transfers in Bitcoin, TRC20 and ERC20.

Advantages of Combo Cards:

• 38 international and US.
• Card issue cost: from $0 to $3, minimum replenishment is $10.
• Bonuses for users: up to $0.5 for declined transactions. All cards support 3DS, and codes are sent to your personal account or Telegram bot for receiving in real time.

7. PST

PST offers a solution for arbitrageurs, allowing you to launch advertising on platforms such as Facebook, Google. Users can count on individual support, access to exclusive BINs and opportunities for teamwork with role distribution.

Advantages of PST:

• The service provides more than 30 BINs from US and European banks. The number of available BINs varies depending on the advertising platform. For example, for Google in March 2025, 12 BINs are available without a Private subscription, and 22 with a subscription.
• There are no restrictions on the minimum deposit amount or maximum card balance.
• Card issuance starts from $1, and monthly maintenance costs the same as the card issuance. In the Private tariff, maintenance is provided for free.
• 3% cashback for expenses on advertising platforms such as Facebook, Google and TikTok.
• To work with the service, you must pass verification.
• The service offers an affiliate program with the opportunity to earn from 3% cashback.

8. BroCard

A platform operating since 2020, offering virtual debit cards with trusted BINs of European banks. They are ideal for advertising campaigns, subscriptions and payment for foreign services.

BroCard advantages:

• The fee is charged only for cross-border transfers and transactions in foreign currency. If you need to transfer funds to a country where the card issuing bank is not present, or perform a transaction in a currency different from the currency of the issuing bank, additional fees apply.
• BroCard provides more than 20 BINs from banks in the USA, Great Britain, Estonia, Hong Kong and Colombia, which allows for a variety of card usage.
• The minimum replenishment amount is $500. Replenishment is possible via bank transfer or using USDT (TRC20, ERC20).
• The first 50 cards are free, from the 51st card the issue cost is $2. Available payment systems include Visa, Mastercard and American Express.
• The cashback system helps compensate for fees for declined payments, which makes the service more attractive to regular customers.

9. 4×4.io

This is a bank card rental service that has been operating since 2022, providing virtual cards for running ads on Google Ads, TikTok, Facebook and other advertising platforms. The service offers private BINs that are reliably linked even in difficult conditions.

Advantages of 4×4.io:

• Private BINs that work stably even in difficult conditions.
• Commission of 5% for each transaction, replenishment up to 3%. Several BINs from banks in Ukraine and Europe, Visa and Mastercard cards.
• Minimum deposit of $500, support for replenishment via SEPA and USDT (TRC20) without commission.
• The cost of issuing a card is $2, with expenses from $50,000, issuing cards is free.
• General balance for all cards, which simplifies fund management.

10. Spendge

A service focused on large teams and large-scale projects. It allows you to issue virtual cards, open card slots, configure their parameters, including choosing a BIN, and provides access to convenient conditions for large turnovers.

Spendge Advantages:

• Free slots with a monthly turnover of 200 thousand euros.
• Cards are available for 1 euro with a turnover of more than 300 thousand euros per month.
• Cashback from 1 euro for each issued card when issuing more than 100 cards per month.

11. AB Card (Anybill)

This is a service that provides the ability to mass issue virtual cards and track expenses from each of them, including average expenses and the percentage of rejected transactions. It also includes features for teamwork and analysis of each participant's performance.

Service benefits:

• Issue up to 100 virtual cards at a time.
• Ability to change limits, contact information (email/phone for 3DS), suspend or close cards.
• Differentiation of access rights for team members.
• A unique feature - withdrawal of funds is available 3 weeks after the request.

12. AdsCard

A platform for renting bank cards, operating since 2020 and providing reliable BINs for advertising in various advertising accounts. The service offers the ability to link cards to Facebook accounts, from which you can launch advertising campaigns on any vertical.

Service advantages:

• Cards from banks in the USA, Hong Kong and a number of European countries.
• Minimum deposit of $100. Replenishment is possible via SEPA, USDT, ACH, Swift and Wire.
• Card issue cost is $1.

13. CardsPro

This is a professional card service provided by Capitalist. It offers free registration without verification. There are reliable BINs from the USA, Hong Kong, Great Britain and Estonia with 3D Secure support, which is ideal for teamwork. Cards are easily linked to all popular social networks, and you can also pay for traffic and use any international services without restrictions.

Main advantages:

• Account replenishment without commission (0%).
• Quick issue of virtual cards (USD / EUR) with the ability to create an unlimited number of cards on the account.
• No turnover requirements and no monthly service fee.

Conclusion

Using virtual cards in arbitration is not only convenient, but also necessary for successful work. They help to safely pay for advertising, test new offers and scale campaigns without the risk of blocking. By choosing a reliable provider, you can avoid unnecessary costs and problems with payments, which directly affects the efficiency of work in arbitration.