Top 10 Mastercard Virtual Card Services

Virtual Mastercard cards are a powerful tool, especially for traffic affiliates and online advertisers. They provide the ability to easily and safely manage budgets, split expenses and control costs, which is especially important for those who work with multiple advertising platforms. Online advertising requires flexibility and instant control over finances, and this is where virtual Mastercard cards show their best qualities.

Flexibility for traffic affiliates

For affiliates, the ability to instantly create new payment cards for each campaign is important. Virtual Mastercard cards allow you to quickly solve this problem by creating and setting up cards for different purposes. For example, one card can be used to pay for Facebook Ads, and another for Google Ads. This simplifies accounting of expenses and helps minimize risks. If one of the cards is compromised, you can always quickly delete it and create a new one, which makes use as safe as possible.

Benefits for advertisers

Advertisers working with a large number of campaigns can receive significant benefits from virtual cards. Virtual Mastercard cards allow you to clearly allocate budgets, control costs and manage several campaigns simultaneously. This is especially useful for those who work with different geographies and require flexible solutions for paying for various advertising platforms.

In addition, many advertisers are faced with the need to pay for advertising costs immediately after the start of a campaign. Virtual Mastercard cards allow you to instantly top up your balance and conduct transactions, which eliminates delays and increases the efficiency of work.

Security and transaction management

One of the main aspects of the work of affiliates and advertisers is data protection and risk minimization. Virtual Mastercard cards have built-in security features, such as temporary card blocking, spending limits on certain amounts and the ability to create disposable numbers for each transaction. This helps to avoid unauthorized write-offs and protect advertising campaign budgets. Using virtual cards, advertisers can quickly control all transactions in real time. This is especially useful when it is necessary to track where funds were directed and which campaigns require additional investment.

Easy integration with advertising platforms

Virtual Mastercard cards are supported by most major advertising platforms, such as Google Ads, Facebook Ads, TikTok Ads and others. This makes them a universal tool for online advertising. Easy integration with payment systems allows advertisers to work efficiently without being distracted by additional technical nuances. Many advertising platforms require instant payment after the start of a campaign, and Mastercard provides instant balance replenishment and support for regular payments. This eliminates the risk of interrupting advertising campaigns due to insufficient funds in the account.

Benefits for managing advertising costs

Using virtual Mastercard cards allows affiliates and advertisers to structure their costs. They can set limits for each campaign or site, which helps to avoid budget overruns. For example, if an affiliate launches several parallel campaigns in different countries, he can create separate virtual cards for each of them and limit the costs for each individual card. Virtual cards also allow you to segment your expenses into different categories: one card can be used to test a new traffic channel, another for ongoing campaigns with proven sources. This simplifies accounting and reporting, which is especially important when working with large volumes of data.

Advantages of the Mastercard payment system compared to other systems

Mastercard, as one of the world's leading payment systems, offers a number of advantages over other systems:

• Wide global support - Mastercard cards are accepted in more than 210 countries.
• High transaction processing speed - Mastercard offers instant payments and transfers.
• Security - strong security protocols, including tokenization and two-factor authentication.
• Partnerships with large fintech companies - expanded support for innovative solutions.
• Support for various currencies - makes it easier for traffic affiliates to work with international transactions.

Top 10 Mastercard Virtual Card Services

Ukrainian banks

Virtual Mastercard cards are in demand among Ukrainian users, especially traffic affiliates and advertisers, due to their flexibility and ease of use. Most large Ukrainian banks offer the service of opening virtual cards, and below we will consider five leading banks offering Mastercard.

Monobank

Monobank is the first Ukrainian mobile bank offering a convenient and intuitive mobile application for managing finances. Opening a virtual Mastercard card in Monobank is quick and without the need to visit branches.

Advantages and disadvantages:

The advantages of Monobank are quick registration, a user-friendly interface and no commission for many types of transactions. However, a possible disadvantage can be considered the lack of physical support of offices and the need to resolve all issues through online support.

Commissions and limits:

Transactions within Ukraine with a virtual Mastercard card are often commission-free. For international payments, a small commission is possible depending on the currency and type of transaction. You can set transaction limits yourself via the app.

How ​​to open a Mastercard:

To open a virtual card in Monobank, you need to download the mobile app, register, select the option to create a new card, specifying "Virtual Mastercard". The card will be created instantly and is ready for use.

PrivatBank

PrivatBank is the largest bank in Ukraine, offering a wide range of banking services, including opening virtual Mastercard cards for online payments. PrivatBank provides clients with reliable and time-tested solutions.

Advantages and disadvantages:

The main advantages of PrivatBank are its large service network, customer support and stability of operations. Disadvantages may include the complexity of some processes in the application interface and restrictions on some international transactions.

Commissions and limits: There is no commission for most transactions in Ukraine. However, a commission of 0.5-1% of the transaction amount may be charged for international transfers. Transaction limits are also set individually via the mobile application or web-account.

How ​​to open a Mastercard card:

To open a virtual card, you need to go to the Privat24 mobile application, select the "Cards" section, then select the creation of a new virtual card and indicate your preference in favor of Mastercard.

Alfa-Bank Ukraine

Alfa-Bank Ukraine offers its clients modern financial solutions, including virtual Mastercard cards for online payments and fund management. The virtual card can be used for secure online payments.

Advantages and disadvantages:

The bank's advantages include high-quality technical support and low fees for intra-European transfers. Disadvantages may include restrictions on the use of cards outside Europe and possible delays in international transactions.

Fees and limits:

The fee for transfers and cash withdrawals via a virtual card can be from 0.5% to 1.5%, depending on the type of transaction. Transaction limits are flexible and customizable depending on the user's needs.

How ​​to open a Mastercard:

The process of creating a card occurs through the Alfa-Click mobile application. You need to select "Open card", specify a virtual card and select Mastercard. The card is available for use immediately after creation.

Oschadbank

Oschadbank is one of the oldest banks in Ukraine, offering traditional and modern financial products, including virtual Mastercard cards. The bank is famous for its reliability and wide network of branches.

Advantages and disadvantages:

The advantages of Oschadbank are reliability and stability, as well as the ability to quickly manage cards through the application. Disadvantages may include higher fees for international transactions and relatively slow service.

Fees and limits:

Domestic transactions with virtual cards are commission-free. International transactions may be subject to an additional commission of up to 1.5%. Payment limits can be changed through the application.

How ​​to open a Mastercard:

A virtual card can be opened in the Oschad24/7 mobile application. The process of creating a card includes choosing a Mastercard and its instant activation after successful registration.

Raiffeisen Bank Aval

Raiffeisen Bank Aval is one of the largest banks in Ukraine, part of the international banking group Raiffeisen. The bank offers its clients convenient virtual Mastercard cards for online payments and use in international markets.

Advantages and disadvantages: The main advantages of Raiffeisen Bank are access to international banking products, support for multi-currency accounts and integration with foreign payment systems. The disadvantage may be a relatively long process of opening a card compared to newer banks.

Fees and limits:

The commission for international transactions varies between 1-2%. Transactions within Ukraine are carried out without a commission. The limits for using the card can be adjusted depending on the client's needs.

How ​​to open a Mastercard card:

You can open a virtual card through the Raiffeisen Online mobile application. During the opening process, select "Virtual Mastercard" and follow the instructions to complete the procedure.

Virtual Mastercard services

FuncWallet

FuncWallet is one of the leading services for affiliates and advertisers, offering virtual Mastercard cards for instant transactions and budget management. The service supports both individual and business accounts, providing flexibility in using cards for various needs.

Security:

FuncWallet offers high security standards, including fraud protection, two-factor authentication, and the ability to generate one-time card numbers for each transaction.

Fees:

Fees depend on the type of transaction and may vary. Typically, domestic transactions within the platform have minimal fees, while international transfers may incur additional charges.

Card support:

The service provides support for Mastercard cards for international and local payments, offering users quick access to funds and the ability to flexibly manage limits.

Pros:

• Instant card creation
• High transaction security
• Support for multiple currencies and geographies
• Suitable for both personal and business use

Cons:

• Fees can be high for international transactions
• Limited support for certain regions for cash withdrawals

EPN

EPN is an international payment service for affiliates, webmasters, media buyers and digital agencies. EPN provides virtual cards for advertising payments in Google Ads, Facebook Ads, Tiktok Ads and other foreign services.

Features:

The service issues virtual cards Visa and Mastercard. EPN offers two types of cards (advertising and universal) for different purposes. Big database of US-BINs. Replenishment via cryptocurrency (USDT and Bitcoin). Ability to add team members and fully manage their accounts and cards.

Pros:

• Detailed statistics, transaction history
• Low fees
• Big database of BINs (52+)
• No restrictions on card issuance
• Different types of card management available (mobile app, web version, Telegram bot)

Minuses:

• No possibility to top up with russian bank card
• It is prohibited to use EPN cards to purchase cryptocurrency, to pay for gambling and dating services

Wirex

Wirex is a platform that combines traditional banking services with cryptocurrencies. The service allows users to issue virtual Mastercard cards for payments in both fiat currencies and cryptocurrencies.

Security:

Wirex provides a high level of security thanks to card tokenization, 3D Secure protection, and the ability to temporarily block cards.

Fees:

Cryptocurrency conversion and international payments are subject to fees, but many transactions within the system can be carried out for free or with minimal fees.

Card support:

Wirex supports virtual Mastercard cards that can be used for payments in cryptocurrencies or fiat currencies. Cards are available for use worldwide.

Pros:

• Cryptocurrency support
• User-friendly app with crypto-functionality
• Instant crypto-to-fiat conversion

Cons:

• Cryptocurrency conversion fees
• Limited support for ATM withdrawals

Payoneer

Payoneer is an international payment platform that is especially popular among freelancers and small businesses. Payoneer virtual Mastercard cards are designed for transactions worldwide and withdrawals from foreign markets.

Security:

The service offers standard security mechanisms such as two-factor authentication and transaction protection, as well as the ability to temporarily block cards.

Fees:

Withdrawal and transfer fees can be relatively high, especially for international transactions. However, Payoneer offers favorable conditions for withdrawing funds from freelance platforms.

Card Support:

Payoneer provides virtual Mastercard cards supported in most countries around the world. These cards can be used for online payments or ATM withdrawals.

Pros:

• Wide support for international payments
• Convenient for freelancers and small businesses
• The ability to withdraw funds directly from platforms

Cons:

• High fees for cash withdrawals
• Limited options for card personalization

Capitalist

Capitalist is a popular service among traffic affiliates, offering virtual Mastercard cards for online payments. The platform is aimed at advertisers and provides functionality for budget management.

Security:

Capitalist provides high standards of security, including data encryption, two-factor authentication, and the ability to instantly block cards.

Fees: The service charges fees for international transfers and cash withdrawals, but offers favorable conditions for users who actively work with advertising platforms and traffic arbitrage.

Card support:

Capitalist provides users with virtual Mastercard cards that can be used for online payments and advertising on platforms such as Google and Facebook.

Pros:

• Support for arbitrage platforms
• Convenient budget management
• Quick card creation

Cons:

• Fees for international transfers
• Limited functionality for non-commercial users

Frequently asked questions about virtual Mastercard cards

What is a virtual Mastercard card?

A virtual Mastercard card is a digital version of a traditional plastic card that exists only in an online format. It is intended for online payments and is protected by a unique card number, expiration date, and CVV code.

Are virtual Mastercard cards safe?

Yes, virtual cards are protected by the same security standards as physical cards. They support tokenization technologies, two-factor authentication and data encryption, which minimizes the risk of fraud.

How to get a virtual Mastercard?

You can get a virtual card through a mobile application of a bank or fintech service that supports the issuance of virtual cards. The process takes a few minutes, and the card is ready for use immediately after creation.

What are the advantages of a virtual Mastercard for affiliates?

Virtual cards are convenient for traffic affiliates, as they allow you to easily manage budgets, create multiple cards for different advertising campaigns and control spending limits, which helps to better manage financial flows.

What are the fees for using virtual cards?

Fees depend on the bank or service that issues the card. Domestic transactions are often commission-free, but international payments may be subject to additional fees, usually from 0.5% to 2%.

Conclusion

Virtual Mastercard cards provide convenient and secure online payment solutions, especially useful for traffic affiliates and advertisers. They provide flexibility in financial management, transaction security and support on most advertising platforms, making them indispensable in modern online advertising.